The Narendra Modi government may provide relief to individual taxpayers in the budget for the financial year 2025-26. According to a Reuters report, Modi 3.0 plans to reduce income tax rates for people earning Rs 10 lakh 50,000 per year in its second budget.

Due to the general elections, two budgets, interim and full, were presented for the 2024-25 financial year. In the July 2024 Budget, Finance Minister Nirmala Sitharaman had expanded the income tax exemption and increased the standard deduction for all taxpayers.

Ahead of the 2025-2026 budget, experts predict that the government may maintain the old tax system, simplify the capital gains tax regime and make many other changes in tax payment. If the government implements this measure, thousands of taxpayers will directly benefit. Especially urban taxpayers whose expenses are very high.

Currently, 10% tax is levied on Rs 7 to Rs 10 lakh

In the 2024 budget, the government provided income tax relief. Under the new tax regime, tax currently has to be paid at the rate of 5% on income between Rs 3 lakh and Rs 7 lakh. Earlier, it was up to Rs 6 lakh. Changes have also been made to other aspects of the new tax system.

Apart from this, the standard deduction has also been increased from Rs 50,000 to Rs 75,000. Taxpayers get a benefit of up to Rs 17,500 through these two changes. However, no changes have been made to the old tax regime.

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Relief from new tax regime in Budget: Direct benefit of up to ₹17,500, compared to loss under old tax regime.

Income tax relief was included in the budget. Under the new tax regime, tax will now have to be paid at the rate of 5% on income between Rs 3 lakh and Rs 7 lakh. Earlier, it was up to Rs 6 lakh. Changes have also been made to other aspects of the new tax system.

Apart from this, the standard deduction has also been increased from Rs 50,000 to Rs 75,000. Taxpayers will benefit up to Rs 17,500 from these two changes. However, no changes have been made to the old tax regime.

The stock market will open on Saturday on Budget Day: trading will take place on BSE-NSE as usual, commodity derivatives segment will also be open.

The Bombay Stock Exchange (BSE) and the National Stock Exchange (NSE) will remain open on Saturday, February 1, 2025 due to the Union Budget. On this day, Finance Minister Nirmala Sitharaman will present her eighth Union Budget.

Both exchanges will remain open for normal trading, as usual, from 9:15 a.m. to 3:30 p.m. The commodity derivatives segment will also be open for trading on the morning of February 1.