finance According to the survey report ‘The Great Indian Wallet Study’ by ‘Home Credit India’, 25% of the income of lower middle class families is spent on food alone. This means that a quarter of the income is spent on running the kitchen.
Grocery shopping also plays the largest role in cooking expenses. A large portion of our income goes each month on everything from pulses and rice to milk and spices.
However, grocery spending is necessary in every way. A healthy diet is necessary for good health and better well-being. This expense is therefore justified.
But if certain things are kept in mind, the cost of the ration can be reduced without compromising the quality. For this, it is necessary to do smart shopping.
so today’news of need“We have provided you with easy ways to save on your grocery bills. Today we will know that-
What does smart shopping mean? Which is better between online and offline shopping? How to reduce cooking expenses?
Question: What is smart shopping?
answer- Smart shopping means being able to make good savings on the purchase of home and personal items without spending a lot. If you want to save money, you’ll need to adopt a smart way of shopping. For example, before you go shopping, make a list of essential items. If there is a list of essential items, you will shop accordingly. Also make a budget. It won’t cost you more than necessary.
Much research has been done on purchasing behavior. This research found that people who shop without planning or making a list spend twice as much as is necessary and within their budget.
Nowadays, online shopping and megastores are in trend, where different types of deals are always offered. That means, a free one or more percent off any product. With this you get more products in the offer without spending a lot. It’s also a way to do smart shopping.
Question: Which is the better choice between online and offline shopping?
answer- Both online and offline shopping have their own advantages and disadvantages. Just like online shopping, you can avail the services of many grocery stores, that too with many offers. This is not the case for offline purchases. In this you buy the entire ration from one store.
Offline shopping is done at any store, grocery store, market, mall or mega store. Nowadays, many exciting deals are also available in markets, malls and mega stores. Offers like getting one or two kg of sugar free and free on purchases worth Rs 3,000 or free table service. There are many other equally attractive discount offers available.
Know the difference between online and offline shopping with this chart.
Question: What things should be kept in mind while buying groceries?
answer- There are many things you need to keep in mind when shopping. As if our ration list and our budget were already prepared. Along with this, know which stores or markets have good deals available. However, one should never compromise on the quality of the product. You should always buy the best quality items.
Question: What things should you keep in mind while shopping online?
answer- Online shopping means shopping from home. Nowadays, most people resort to online shopping to save time. In such a situation, it is important to exercise both caution and caution because in today’s digital world, people often fall victim to fraud. Therefore, before shopping, remember the things mentioned in the pointers below:
When shopping online, ensure Internet security and antivirus on your laptop or computer. Do not buy from an unknown shopping site or online grocery store. There is a possibility that your account may be hacked when you make payments on unknown websites. Therefore, definitely check the website URL. Apart from this, also make sure that the website payment system has the secure MasterCard code. This will protect you from any type of fraud. Remember to never save your ATM card details. While shopping online, you will receive a notification asking you to save ATM card details or password, so never do that. Generally, choose the cash on delivery option only.
Question- How to manage the monthly ration?
answer- First, see what items you need in a month. Then check the home storage to see what items are left over from last month. Remove items you already have from the grocery list. You can store foods that last a week like meat, fish and eggs in the freezer. By doing this, they can last longer.
So now you need to know how to save on your ration bill. Making a few small changes can add up to big savings. So start paying attention to these things. A few new changes can help you lower your monthly grocery bill, stick to a budget, and save money.
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Important News – Be careful while shopping online for Diwali: don’t get lured by amazing deals.
As easy as buying online is, it can also be risky. During festivals, many online shopping links are available on WhatsApp, Facebook and Instagram, which claim huge discounts and offers. These may be fake links, which may cause you financial loss.