By transferring the No Claims Bonus (CLB) from your old car, you can save a lot of money on insurance for your new car. The policyholder does not benefit from any claims premium if he has not incurred any claims during the previous year. This discount is granted on the Own Damage (OD) premium.
What is the maximum amount of PNE from which a customer can benefit? Initially, the AON on your own property insurance is 0%. If you do not file a claim, the PNE increases each year. This can vary between 20 and 50 percent. If you do not submit an application in the first year, you benefit from a 20% AON. It increases to 25 percent in the second year, 35 percent in the third year, 45 percent in the fourth year and 50 percent in the fifth year.
Transfer the BCN to a new insurance policy Bonuses for no claims are not only linked to the vehicle, but are linked to the insured. This means that you can transfer the AON from your old vehicle to any new vehicle, regardless of its brand. It should be noted, however, that BCNs can only be transferred between similar vehicle types, i.e. car to car and bike to bike. The owner of the car should not change either.